Commercial Auto Insurance for Businesses in Albany, CA
When your business relies on vehicles to operate, one accident can create more than just a repair bill. It can interrupt schedules, delay services and impact your bottom line. Commercial auto insurance offers targeted support for business vehicles, helping manage the risks that come with being on the road.
Whether you own a single vehicle or a whole fleet, having the right coverage can help you stay prepared.
What a Commercial Auto Insurance Policy Can Include
A commercial auto insurance policy can include the following standard coverage to help you recover from accidents and vehicle-related losses:
- Liability coverage may help pay for bodily injury or property damage to others if your driver is at fault.
- Collision coverage may help cover repairs or replacement costs if a business vehicle is damaged in a traffic accident.
- Comprehensive coverage may help pay for damage caused by non-collision incidents, including theft, vandalism and weather events.
- Uninsured/underinsured motorist coverage may help with costs if an at-fault driver with little or no insurance strikes your business vehicle.
Depending on your operations, optional coverage, such as hired/non-owned auto liability or towing and rental reimbursement, may also be available.
Do You Need Commercial Auto Insurance?
Commercial coverage is often required if your business owns, leases, or regularly uses vehicles for work-related purposes. This includes everything from transporting materials and equipment to client site visits and product delivery. Even using a personal vehicle for work may call for coverage beyond what a personal auto policy offers.
Request a Quote Today
Freeman Insurance Services, Inc. helps businesses secure commercial auto coverage suited to their needs and industry demands. Contact us today to explore your options or request a personalized quote.