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Wedding Insurance

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Freeman Insurance Services, Inc. today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Location

Freeman Insurance Services, Inc.

1035 San Pablo Avenue, Ste 1
Albany, CA 94706
Main office: 510-250-3056
Fax: 510-528-2708

Our Providers

Testimonials

I have known Anthony Freeman, his wife, and sons from the early 80's. Well, his sons weren't born then, but I've known them since they were young. Anthony is a very warm and caring person. He is professional in his insurance dealings and provides great service. I started when he first created a disability plan for Acupuncturists, and then have also had insurance through his company for home, office liability, and car insurance. Always a pleasure to work with Anthony and the whole office.

Jay Sordean
This is the best insurance company, very professional experienced staff!

Darcy Lee
Jeff R and Jamel were great! Got me great deals and went out of their way to be helpful. Outstanding service! These people are in the business of helping people!!

Risa K
I have used Freeman insurance for both homeowner's and auto policies. They did their research and found the best rates. Overall great service and super friendly!

Razteria
Keaton at Freeman Insurance has been a huge aid to my business! Any question I have he always has an answer! I'm extremely happy with the service and rates glad I switched over to Freeman Insurance. Highly recommend for business insurance!

Monica K. from Oakley, CA
Anthony, Jamel, and Philip have been an invaluable asset to our company since inception. Their knowledge of the different types of insurance and care for our needs is unmatched. I refer anyone I know looking for business insurance to them. They are simply the best!

Chris M. from Phoenix, AZ
I readily use and refer my clients and other small businesses to Freeman Insurance. Bruce honestly provides quotes, and if there isn't anything better than the current policy, he will tell the prospective client, even if it means he doesn't get a commission. Same with Philip, who provides caring and individualized customer service regarding health and life insurance. Jamel is ambitious, polite, and extremely helpful. I'm confident in the knowledge, competence and integrity Freeman Insurance delivers.

Glicel S. from San Pablo, CA
We have been using freeman insurance for the last five years. They are incredibly helpful with both our business and personal insurance. With all the changes going on they have been so quick to get back to me and provide all the information I need to choose the best plans that fit for us. Bruce, Philip and Jamel are such a pleasure to work with. You won't be disappointed using these guys!

Frank C. from Albany, CA