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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Freeman Insurance Services, Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Freeman Insurance Services, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Freeman Insurance Services, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Freeman Insurance Services, Inc.

1035 San Pablo Avenue, Ste 1
Albany, CA 94706
Main office: 510-250-3056
Fax: 510-528-2708

Our Providers

Testimonials

I have known Anthony Freeman, his wife, and sons from the early 80's. Well, his sons weren't born then, but I've known them since they were young. Anthony is a very warm and caring person. He is professional in his insurance dealings and provides great service. I started when he first created a disability plan for Acupuncturists, and then have also had insurance through his company for home, office liability, and car insurance. Always a pleasure to work with Anthony and the whole office.

Jay Sordean
This is the best insurance company, very professional experienced staff!

Darcy Lee
Jeff R and Jamel were great! Got me great deals and went out of their way to be helpful. Outstanding service! These people are in the business of helping people!!

Risa K
I have used Freeman insurance for both homeowner's and auto policies. They did their research and found the best rates. Overall great service and super friendly!

Razteria
Keaton at Freeman Insurance has been a huge aid to my business! Any question I have he always has an answer! I'm extremely happy with the service and rates glad I switched over to Freeman Insurance. Highly recommend for business insurance!

Monica K. from Oakley, CA
Anthony, Jamel, and Philip have been an invaluable asset to our company since inception. Their knowledge of the different types of insurance and care for our needs is unmatched. I refer anyone I know looking for business insurance to them. They are simply the best!

Chris M. from Phoenix, AZ
I readily use and refer my clients and other small businesses to Freeman Insurance. Bruce honestly provides quotes, and if there isn't anything better than the current policy, he will tell the prospective client, even if it means he doesn't get a commission. Same with Philip, who provides caring and individualized customer service regarding health and life insurance. Jamel is ambitious, polite, and extremely helpful. I'm confident in the knowledge, competence and integrity Freeman Insurance delivers.

Glicel S. from San Pablo, CA
We have been using freeman insurance for the last five years. They are incredibly helpful with both our business and personal insurance. With all the changes going on they have been so quick to get back to me and provide all the information I need to choose the best plans that fit for us. Bruce, Philip and Jamel are such a pleasure to work with. You won't be disappointed using these guys!

Frank C. from Albany, CA