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Nursing Insurance in Albany, CA and surrounding areas

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Freeman Insurance Services, Inc. agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Our Location

Freeman Insurance Services, Inc.

1035 San Pablo Avenue, Ste 1
Albany, CA 94706
Main office: 510-250-3056
Fax: 510-528-2708

Our Providers

Testimonials

I have known Anthony Freeman, his wife, and sons from the early 80's. Well, his sons weren't born then, but I've known them since they were young. Anthony is a very warm and caring person. He is professional in his insurance dealings and provides great service. I started when he first created a disability plan for Acupuncturists, and then have also had insurance through his company for home, office liability, and car insurance. Always a pleasure to work with Anthony and the whole office.

Jay Sordean
This is the best insurance company, very professional experienced staff!

Darcy Lee
Jeff R and Jamel were great! Got me great deals and went out of their way to be helpful. Outstanding service! These people are in the business of helping people!!

Risa K
I have used Freeman insurance for both homeowner's and auto policies. They did their research and found the best rates. Overall great service and super friendly!

Razteria
Keaton at Freeman Insurance has been a huge aid to my business! Any question I have he always has an answer! I'm extremely happy with the service and rates glad I switched over to Freeman Insurance. Highly recommend for business insurance!

Monica K. from Oakley, CA
Anthony, Jamel, and Philip have been an invaluable asset to our company since inception. Their knowledge of the different types of insurance and care for our needs is unmatched. I refer anyone I know looking for business insurance to them. They are simply the best!

Chris M. from Phoenix, AZ
I readily use and refer my clients and other small businesses to Freeman Insurance. Bruce honestly provides quotes, and if there isn't anything better than the current policy, he will tell the prospective client, even if it means he doesn't get a commission. Same with Philip, who provides caring and individualized customer service regarding health and life insurance. Jamel is ambitious, polite, and extremely helpful. I'm confident in the knowledge, competence and integrity Freeman Insurance delivers.

Glicel S. from San Pablo, CA
We have been using freeman insurance for the last five years. They are incredibly helpful with both our business and personal insurance. With all the changes going on they have been so quick to get back to me and provide all the information I need to choose the best plans that fit for us. Bruce, Philip and Jamel are such a pleasure to work with. You won't be disappointed using these guys!

Frank C. from Albany, CA